Date: 01-04-10 FINANCIAL RATIO COMPARISON 2009 Sector: BANKING Ranked by: ROE www.investdata.net |-- ---- ------- --- --- --- ---- ---- --- ---------- ===--------- ===------ --------- ----------- ----------- ----- ------ -------- | | | |(1) (2) (3)| (4) (5)|(6)| (7) | (10) | (8) | (9) |(11)(12)(13|(14)(15)(16| (17)| (18) | MARKET| | | | SALES |GRS OPR NET| |ROA| ROE | PER | COP | CLOP |YoY GROWTH |Q4/Q3 GROWT| | LAST | CAP. | |NO|STOC|bio Rp |MAR PRF PRF| PBV DER| | |*LAST*| | | | OPR NET| OPR NET| PEG |PRICE |bio Rp | | | |mio USD| % % % | | | Q3 Q4|QUARTR|TDY Q4 Q3|TDY Q4 Q3|TDY Q4 Q3|SAL PRF PRF|SAL PRF PRF| | |mio Usd| |-- ---- ------- === === === ==== ==== === === ---****** --- -- -- === -- -- === -- -- --- --- === --- --- === =====|======|=======| | 1 BBRI 35.334| 65 24 20| 3,9|10,6| 2| 27 26|29 13|14| 12 13|12| 11 11|46| 44 42| 25 2| 22| 4 115| 10| 0,65| 8.700|107.269| | 2 BBCA 22.931| 64 37 29| 4,7| 9,1| 2| 25 24|24 19|19| 17 16|15| 13 13|45| 43 43| 18 11| 17| -0 14| -3| 1,09| 5.450|132.790| | 3 BMRI 32.598| 51 32 21| 3,0|10,0| 1| 18 20|28 10|15| 13 15|10| 9 10|44| 43 47| 19 31| 34| 6 50| 49| 0,44| 5.250|109.754| | 4 BBNI 19.446| 57 17 12| 1,8|10,8| 1| 13 12|13 13|14| 11 12|10| 8 9|71| 70 70| 16 80|103|-66 -50|-66| 0,14| 2.325| 34.839| | 5 BDMN 17.666| 57 15 8| 2,8| 5,2| 1| 11 9| 4 68|29| 24 20|16| 13 12|46| 43 39| 9 4| 0| 0 -41|-66|**,**| 5.450| 45.720| |-- ---- ------- === === === ==== ==== === === --- ====== -- -- -- === -- -- === -- -- --- --- === --- --- === =====|======|=======| 1. GRS MRG: Gross Margin to Sales (in %) 2. OPR PRF: Operating Profit to Sales (in %) 3. NET PRF: Net Profit to Sales (in %) 4. PBV: Stock Price to Book value 5. DER: Debt Equity Ratio 6. ROA: Return On Asset (in %) 7. ROE: Return On Equity (in %) QTR: ROE Quartely, using Most Recent Quarter's Net Profit 8. COP: Capitalisation to Operating Profit (in years) 9. CLOP: Capitalisation + Liability to Operating profit (in years) 10. PER: Price Earning Ratio QTR: PER using Most Recent Quarter's Net Profit 11. Sales Growth in % (Year on Year comparison) 12. Operating Profit Growth in % (YOY comparison) 13. Net Profit Growth in % - (YOY comparison) 14. Sales Growth in % - (Most Recent Quarter comparison) 15. Operating Profit Growth in % - (MRQ comparison) 16. Net Profit Growth in % - (MRQ comparison) 17. PEG = PER / Net Profit Growth